Money
Don’t put all your eggs in one basket: I always kept a credit card on me, travellers cheques and cash (local currency and dollars).
The use of the credit card is now almost universal and is consequently a must. Commissions (which vary) are the price to pay for a certain comfort (even if in some cases that still means long queues and going to talk to “the big boss”).
I used American Express (to be able to restock with travellers cheques) and Visa; one being used as cover for the other in case of…
Travellers cheques are exchanged without any particular problem. Only refusal in Mozambique because I couldn’t show the receipt of purchase (they were, however, marked with a stamp “Amex Nepal”, and could show that I had passed through Kathmandu, suggesting, therefore, that it was me who had bought them…even the Director General refused; enriching experience however: an employee at the same bank suggested that I buy 100 dollars on a purely personal basis…and without charging me bankers commission). Cash and the dollar are kings (in small notes). Not too much, not too little.
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